Buyers Guide

Get pre-approved for a mortgage, look into credit report, FICO score, type of mortgage, shop for best rates, and programs. Determine your wants and needs: style of home, size, price, location & features. Check out the neighborhoods, schools, crime rate, traffic, zoning, and work commutes. Do your research and evaluate each property of interest. Visit the town or city hall to learn of any zoning changes, liens, easements, or other restrictions. As your REALTOR® , I will prepare a property value to help determine an appropriate offer price. Hire a certified inspector to conduct a home inspection and any other specific inspections. Use the inspection report to re-negotiate, if necessary. To prevent surprises after the fact, I will schedule a walk-through of the property before the actual closing (usually an hour or two before). Together, we will re-examine the home to (1) see that requested repairs have been made, (2) to determine if there are any changes or new damage since the home inspection, and (3) see that all of the sellers belongings have been removed from the premises as agreed. Once your walk-through has been completed, you can sit at the closing table with less worry knowing that your home is ready and waiting for you.